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Do your employees want more options in their
benefit package but you don't want to increase your bottom
line? Are the medical rates and deductibles increasing your
employee's out-of pocket expenses? By offering an expanded,
cost-effective, and more competitive benefits program, you
will be giving your employees benefit options that meet their
own personal individual needs. Please contact
us for information.
| Accident Coverage |
| Helps employees and their family members prepare for
and handle the costs of unexpected accidents, regardless
of whether they occur at work or elsewhere. Accident
coverage provides benefits that help offset deductibles,
co-payments, out-of-pocket expenses, and other unexpected
costs. The benefit is pays directly to the insured
and can be used to cover any expense.
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| Disability Income Protection |
| Helps offset financial losses when employees are unable
to work due to illness or injury. This benefit can
supplement their income to help pay some of the everyday
expenses such as, mortgage or rent payments, utility
bills and other household expenses, food, clothing
and many other necessities.
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| Life Insurance |
| Helps provide financial security for family members.
To maintain a standard of living for the surviving
family, they would probably need to replace a large
percentage of the wage earner's salary. That's why
life insurance is such an essential part of any family's
financial plan. Everyday and immediate final expenses
will add up quickly. This benefit offers several plans
to supplement existing life coverage and help provide
peace of mind.
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| Hospital Confinement Coverage |
| Helps bridge the gaps in major medical coverage and
the expenses that aren't covered, such as transportation
and child care costs. This benefit provides coverage
for confinement to a hospital due to a covered accident
or a covered sickness, and outpatient surgical procedures
performed by a doctor, using anesthesia administered
by a licensed anesthesiologist in a hospital or ambulatory
surgical center.
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| Cancer and Critical Illness
Protection |
| Provides supplemental benefits to use where they
are needed most. While many employers offer excellent
major medical plans, those plans may fall short of
covering these indirect costs. And the costs that
are covered help pay for coinsurance and deductibles
from major medical insurance, caregivers, special
medical equipment and household modifications required
as a result of a critical illness. Most people do
not realize the significance of expenses associated
with cancer - a critical illness that can take months,
and even years to treat.
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Back to Group Plans
overview page 
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Thank you for visiting our website. If you have experienced
any problems,
please feel free to contact us using our site
feedback form or the numbers below.
Beta Health Association, Inc., 9725 E. Hampden Ave., Suite 400, Denver, CO 80231
303-744-3007 | 800-807-0706
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