| Option
#1 |
Alpha Dental
(ADP)
Network Plan
Discount fee-for-service
|
- See Network Dentist Only
- No Deductibles to Satisfy
- Lower Co-Pays
- No Claim Forms to Complete
- Unlimited Services
- Orthodontics (Child & Adult)
- No Waiting Periods
- No Pre-authorizations
- Cosmetic Dentistry Included
- Low Monthly Cost
(Currently $11)
- Immediate Coverage for all services
|
| Option#2 |
|
Choice Dental
(CDP)
Network Plan
Discount fee-for-service
|
- See Network Dentist Only
- No Deductibles to Satisfy
- Slightly Higher Co-Pays
- No Claim Forms to Complete
- Unlimited Services
- Orthodontics (Child & Adult)
- No Waiting Periods
- No Pre-authorizations
- Cosmetic Dentistry Included
- Low Monthly Cost
(Currently $11)
- Immediate Coverage for all
Services
Approximately 9% more out-of-pocket
expense to the member when they see a contracted
Choice Dental provider over an Alpha Dental Plan
provider.
More providers in certain areas than
the Alpha Dental Plan.
|
| Option#3 |
Companion Life
Insurance Plan
|
- Select Any Dentist
- $100 Lifetime Deductible
- UCR - 80th Percentile
- Claim Forms to Complete
- $1,000 cal. year Maximum
- Orthodontics (optional)
- Waiting Periods May Apply
- Authorization Suggested
- No Cosmetic Dentistry
- More Monthly Cost (Approximately $25)
|
